THE X-CHANGE DIGITAL WALLET

Cashless Community Commerce

A connected way for customers to pay, receive credit and access services at participating community venues.

Customer making a QR-based payment

Digital payments designed for everyday community commerce.

X-Change connects customer wallets, participating venues and supported payment partners. Customer credits are processed through the X-Change Global Shop2Shop account and allocated to the relevant wallet or venue ledger.

Customer Wallet

Access a digital wallet to receive supported credits, make payments and use participating X-Change services.

Main Wallet & Store Balances

Manage a main wallet alongside store-specific balances. Store balances are allocated to individual participating venues and are not automatically spendable elsewhere.

Cashier-Assisted Top-Ups

Add credit through participating venue cashiers and supported cash-to-digital services.

Vouchers & Other Top-Up Methods

Use supported EasyLoad vouchers and integrated payment channels to add funds to an eligible wallet.

Pay Me Requests

Request a payment by sharing a payment link with another person, subject to the supported payment methods and applicable transaction charges.

Transaction Records & Controls

Keep track of wallet activity and supported transactions through the X-Change platform, with transfers and availability subject to verification and connectivity.

Connected to your local community

Customers can use supported digital balances for purchases and services at participating venues. Store-specific balances remain linked to their issuing venue, while transfers and external top-ups depend on the applicable verification, payment and connectivity requirements.